Bear Valley Springs, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Bear Valley Springs, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Bear Valley Springs since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Bear Valley Springs consumers can keep their down payment in the bank with the help of the Bear Valley Springs, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Bear Valley Springs FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Bear Valley Springs, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Bear Valley Springs, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Bear Valley Springs, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Bear Valley Springs FHA wholesale and retail mortgage rates call (888)416-0920. A Bear Valley Springs, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Bear Valley Springs, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Bear Valley Springs FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Bear Valley Springs, CA
Get Pre-Qualified Now
FHA Benefits in Bear Valley Springs, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Bear Valley Springs, CA (888)416-0920.
Bear Valley Springs is a guarded-gate community in Kern County, California, United States. Bear Valley Springs is in the Tehachapi Mountains and is part of the greater Tehachapi area. The elevation ranges from 4,121 feet (1,256 m) to 6,934 feet (2,113 m) (Bear Mountain). The population fluctuates between a low during the winter months when snow is common, to a high in the summer months when its elevation keeps it much cooler than surrounding areas and major cities. The population was 5,172 at the 2010 census, up from 4,232 at the 2000 census. For statistical purposes, the United States Census Bureau has defined Bear Valley Springs as a census-designated place (CDP). The census definition of the area may not precisely correspond to local understanding of the area with the same name.
While the nation had pushed to the western coast, the land the Fickert family settled in 1869 was still isolated and remote. For centuries, it had been the realm of Native Americans. Over the years, after purchasing squatter’s rights to 160 acres (0.65 km2), the Fickerts expanded their holdings until, by the 1900s their ranch encompassed a vast region of 25,000 acres (100 km2).