Alturas, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Alturas, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Alturas since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Alturas consumers can keep their down payment in the bank with the help of the Alturas, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Alturas FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Alturas, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Alturas, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Alturas, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Alturas FHA wholesale and retail mortgage rates call (888)416-0920. A Alturas, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Alturas, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Alturas FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Alturas, CA
Get Pre-Qualified Now
FHA Benefits in Alturas, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Alturas, CA (888)416-0920.
Alturas (Spanish for “Heights”; Achumawi: Kasalektawi)[7] is a city and the county seat of Modoc County, California. Located in the Shasta Cascade region of Northern California, the city had a population of 2,715 at the 2020 census. Alturas is located at the confluence of the south and north forks of the Pit River, east of the center of Modoc County,[7] at an elevation of 4,370 feet (1,330 m).[5] Alturas is one of the largest cities in the region and a local economic hub.
Alturas occupies what was initially an Achumawi (Pit River) village known as Kosealekte[8] or Kasalektawi.[9] The city was initially known as Dorris Bridge or Dorris’ Bridge, named after Pressley and James Dorris, who built a bridge across the Pit River at this location.[7]