Moss Landing, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Moss Landing, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Moss Landing since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Moss Landing consumers can keep their down payment in the bank with the help of the Moss Landing, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Moss Landing FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Moss Landing, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Moss Landing, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Moss Landing, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Moss Landing FHA wholesale and retail mortgage rates call (888)416-0920. A Moss Landing, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Moss Landing, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Moss Landing FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Moss Landing, CA
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FHA Benefits in Moss Landing, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Moss Landing, CA (888)416-0920.
Moss Landing, formerly Moss,[5] is a census-designated place (CDP) in Monterey County, California, United States.[4] Moss Landing is located 15 miles (24 km) north-northeast of Monterey,[5] at an elevation of 10 feet (3 m).[4] It is located on the shore of Monterey Bay, at the mouth of Elkhorn Slough, and at the head of the submarine Monterey Canyon.
The earliest residents of the Moss Landing Elkhorn Slough area were the Ohlone Indians. Evidence from archaeological digs show that they may have lived here as long ago as 4,000 years. The Spanish forced the Ohlone Indians into the mission system in the 1700s from which few survived. “A total of 81,000 Indians were baptized and 60,000 deaths were recorded”.[6] After the mission system was a secularized, the Spanish government granted vast ranchos to soldiers and others with connections, including the 30,901-acre (125.05 km2) Rancho Bolsa Nueva y Moro Cojo. This grant extended from Moss Landing to present day Prunedale and south to Castroville.[7][8]