West Helena, AR Home Loan
Hundreds of home buyers across West Helena, Arkansas are ready to buy a home or refinance. Consumers shopping for mortgage rates should always get a minimum of two quotes. Knowing the difference between wholesale mortgage brokers and retail lenders or banks could save you thousands over the life of your West Helena home loan. When it comes to buying, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 West Helena mortgage guidelines. Our mission is to get you approved and into the best home loan West Helena has to offer. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Home Loan Options
When it comes to West Helena home loan options we have them all. Every day West Helena welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a grant to cover the down payment. Our fair and bruised credit borrowers like the FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your West Helena, AR home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Consumers are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Home loan experts near West Helena, AR are standing by and ready to help. Connect with a licensed West Helena home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near West Helena, AR
When it comes to West Helena, AR home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, West Helena Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A West Helena, AR Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in West Helena can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The West Helena home loan team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with local home buyers and those looking to refinance. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to a better home loan. We got your Back!
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Home Loan Benefits in West Helena, AR
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find your Home Loan near West Helena, AR (888)416-0920.
Helena–West Helena is the county seat of and the largest city within Phillips County, Arkansas, United States.[2] The current city was consolidated, effective January 1, 2006, from the two Arkansas cities of Helena and West Helena. Helena is sited on lowlands between the Mississippi River and the eastern side of Crowley’s Ridge. West Helena is located on the western side of Crowley’s Ridge, a geographic anomaly in the typically flat Arkansas Delta. The Helena Bridge, one of Arkansas’ four Mississippi River bridges, carries U.S. Route 49 across to Mississippi. The combined population of the two cities was 15,012 at the 2000 census and at the 2010 census, the official population was 12,282.[3]
The municipality traces its historical roots to the founding of the port town of Helena on the Mississippi River by European Americans in 1833. As the county seat, Helena was the center of a prosperous cotton plantation region in the antebellum years. Helena was occupied by the Union Army early in the American Civil War. The city was the site of the Battle of Helena fought in 1863. Confederate forces unsuccessfully tried to expel Union forces from Helena in order to help relieve pressure on the strategic river town of Vicksburg, Mississippi. Later in the year, Helena served as the launching point for the Union Army in the capture of Little Rock, the state capital.