Vernon Hills, IL Mortgage Company
Your go to mortgage company near Vernon Hills, IL, celebrating its 26th year in business. In order to assure consumers are finding the best Vernon Hills mortgage rates it’s important to shop around. We encourage Vernon Hills consumers to compare so they can see on paper how good we really are. It’s common misconception for Vernon Hills borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Vernon Hills wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Vernon Hills and enjoy the savings of a wholesale mortgage.
The Vernon Hills Mortgage Company with Options
When it comes to Vernon Hills home loan options we have them all. Every day Vernon Hills welcomes new home buyers while current residents refinance their homes.
Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Vernon Hills home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Vernon Hills FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options When it comes to refinancing your Vernon Hills, IL home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Vernon Hills residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition.
Mortgage experts near Vernon Hills, IL are standing by and ready to help. Connect with a licensed Vernon Hills home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near Vernon Hills, IL
We are the #1 rated mortgage company near Vernon Hills, IL. Regardless of what a consumer thinks, Vernon Hills Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Vernon Hills, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Vernon Hills can work with all types of credit scores.
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Mortgage Company Benefits in Vernon Hills, IL
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Vernon Hills is a suburb north of Chicago, Illinois in Lake County, Illinois, United States. The population was 20,120 at the 2000 census, and 25,113 in 2010. Vernon Hills serves as a retail hub for its surrounding area (Libertyville, Lake Forest, Long Grove, Lincolnshire and Buffalo Grove).
The land that was to become Vernon Hills, founded by Richard Theodore Freese, Ron Freese, and Jim Carswell, began with the establishment of a 200-acre (0.81 km2) farm in 1851. Use of the land remained relatively static until the 1950s, when part of it was purchased for a residential community and golf course; the development was the first use of the name “Vernon Hills.” On June 16, 1958, the village officially incorporated with 123 residents and 125 houses in a single subdivision built by Quinn Hogan and Barney Loeb.[3] During these times, the village and police department were run from a local motel until 1971 when village trustees bought two portable buildings.[3] It saw steady but slow growth until the annexing of a plot of land near the corner of IL-60 and IL-21 in 1971, which led to the building of 1,200,000-square-foot (110,000 m2) Hawthorn Center. By 1980, the village’s population had grown to almost 10,000 residents, and by 2000, it had surpassed 20,000.