Texas, VA Home Loans

VA home loans continue to be a popular mortgage choice for Texas home buyers and those looking to refinance.  In fact the VA has been helping Veterans own homes in Texas since 1944.  Simplified 2022  guidelines include easier qualifications with NO down payments. Even better Texas veterans that qualify with Smart Mortgage Centers will receive a wholesale Texas VA mortgage rate.  When shopping for a Texas VA mortgage be aware of large VA lenders, most will offer you a retail mortgage rate and upfront fees.  Texas VA quotes are always free, get started by calling (888)416-0920. VA mortgage experts are standing by in Texas and ready to help.  Connect with a licensed home VA specialist, ask questions and find out if you qualify.

  • No Down Payment
  • No Mortgage Insurance
  • Wholesale Interest Rates
  • Relaxed Credit Requirements (500-579 credit scores need 10% down).
  • 580 Plus Fico Scores = 100% Financing

Mortgage Brokers offer Lower VA Rates and Costs

When it comes to Texas VA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Texas Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Texas VA wholesale and retail mortgage rates call (888)416-0920.  A Texas Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Texas can work with all types of credit scores.

Working with Top Rated VA Specialists

The Texas VA Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with our VA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, Non-Prime home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
VA Home Loan in Texas
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    VA Benefits in Texas

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • One on one Personal Service
    • Online Technology

    Find your VA Mortgage near Texas (888)416-0920.

    Texas (/ˈtɛksəs/, also locally /ˈtɛksɪz/;[9] Spanish: Texas, Tejas[a][10]) is a state in the South Central region of the United States. At 268,596 square miles (695,662 km2), and with more than 29.1 million residents in 2020, it is the second-largest U.S. state by both area (after Alaska) and population (after California). Texas shares borders with the states of Louisiana to the east, Arkansas to the northeast, Oklahoma to the north, New Mexico to the west, and the Mexican states of Chihuahua, Coahuila, Nuevo León, and Tamaulipas to the south and southwest; and has a coastline with the Gulf of Mexico to the southeast.