Penitas, TX VA Home Loans

VA home loans continue to be a popular mortgage choice for Penitas, Texas home buyers and those looking to refinance.  In fact the VA has been helping Veterans own homes in cities like Penitas since 1944.  Simplified 2023  guidelines include easier qualifications with NO down payments. Even better Penitas veterans that qualify with Smart Mortgage Centers will receive a wholesale Penitas VA mortgage rate.  When shopping for a Penitas, Texas VA mortgage be aware of large VA lenders, most will offer you a retail mortgage rate and upfront fees.  Penitas VA quotes are always free, get started by calling (888)416-0920.

VA mortgage experts are standing by near Penitas, TX and ready to help.  Connect with a licensed home VA specialist, ask questions and find out if you qualify.

  • No Down Payment
  • No Mortgage Insurance
  • Wholesale Interest Rates
  • Relaxed Credit Requirements (500-579 credit scores need 10% down).
  • 580 Plus Fico Scores = 100% Financing

Mortgage Brokers offer Lower VA Rates and Costs

When it comes to Penitas, TX VA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Penitas Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Penitas VA wholesale and retail mortgage rates call (888)416-0920.  A Penitas, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Penitas can work with all types of credit scores.

Working with Top Rated VA Specialists

The Penitas VA Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with our VA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, Non-Prime home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
VA Home Loan in Penitas, TX
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    VA Benefits in Penitas, TX

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • One on one Personal Service
    • Online Technology

    Find your VA Mortgage near Penitas, TX (888)416-0920.

    Peñitas is a U.S. city in Hidalgo County, Texas. The population was 6,103 at the 2020 census,[3] up from 1,167 at the 2000 census. It is part of the McAllen–Edinburg–Mission and Reynosa–McAllen metropolitan areas.

    Peñitas is located in southwestern Hidalgo County at 26°13′52″N 98°26′42″W / 26.23111°N 98.44500°W / 26.23111; -98.44500 (26.231111, –98.445000).[4] It is bordered to the west by the city of La Joya. U.S. Route 83 runs through Peñitas, leading east 14 miles (23 km) to McAllen and west 26 miles (42 km) to Rio Grande City.