Ovilla, TX VA Home Loans

VA home loans continue to be a popular mortgage choice for Ovilla, Texas home buyers and those looking to refinance.  In fact the VA has been helping Veterans own homes in cities like Ovilla since 1944.  Simplified 2023  guidelines include easier qualifications with NO down payments. Even better Ovilla veterans that qualify with Smart Mortgage Centers will receive a wholesale Ovilla VA mortgage rate.  When shopping for a Ovilla, Texas VA mortgage be aware of large VA lenders, most will offer you a retail mortgage rate and upfront fees.  Ovilla VA quotes are always free, get started by calling (888)416-0920.

VA mortgage experts are standing by near Ovilla, TX and ready to help.  Connect with a licensed home VA specialist, ask questions and find out if you qualify.

  • No Down Payment
  • No Mortgage Insurance
  • Wholesale Interest Rates
  • Relaxed Credit Requirements (500-579 credit scores need 10% down).
  • 580 Plus Fico Scores = 100% Financing

Mortgage Brokers offer Lower VA Rates and Costs

When it comes to Ovilla, TX VA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Ovilla Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Ovilla VA wholesale and retail mortgage rates call (888)416-0920.  A Ovilla, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Ovilla can work with all types of credit scores.

Working with Top Rated VA Specialists

The Ovilla VA Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with our VA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, Non-Prime home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
VA Home Loan in Ovilla, TX
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    VA Benefits in Ovilla, TX

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • One on one Personal Service
    • Online Technology

    Find your VA Mortgage near Ovilla, TX (888)416-0920.

    Ovilla is a city in Dallas and Ellis Counties in the U.S. state of Texas. The population was 3,492 at the 2010 census.[5]

    Ovilla, on upper Red Oak Creek in northern Ellis County, is the oldest town in the county. It began in 1844 as a fortified settlement known as McNamara’s to repel Indian incursions. James McNamara arrived in 1843 with his new wife, Joanna (Hale) McNamara as the first Peters Colony settlers of this area for which they received 640 acres that made up the beginning of the locale that was later to be called ‘Shiloh’ for a nearby creek and a newly formed church. The McNamaras arrived with other Peters colonists: the Billingsleys; Mrs. McNamara’s family, the McCommas’s; and James Sterrett (Mrs. McNamara’s brother-in-law, who established Sterrett, Texas). The marriage of James Sterrett to Clarinda (Hale) Squires of 7 Jul 1844 was the first marriage to be performed here within the future boundaries of Ellis County, which was still within old Robertson County at the time. James McNamara served as sergeant in Smith’s Company of Texas Mounted Volunteers during the War with Mexico in 1846–1847 along with his brother-in-law, James Sterrett. The little village grew as other Peters Colony settlers arrived in the area to attend brush arbor meetings of the Shiloh Cumberland Presbyterian Church, which was started by Rev. Finis E. King in 1847. James McNamara died in New Orleans 5 May 1852, and his widow liquified his assets and left Texas for the gold fields in Tuolumne County, California, with all of her remaining maternal family members.