El Dorado Hills, CA VA Home Loans

VA home loans continue to be a popular mortgage choice for El Dorado Hills, California home buyers and those looking to refinance.  In fact the VA has been helping Veterans own homes in cities like El Dorado Hills since 1944.  Simplified 2024  guidelines include easier qualifications with NO down payments. Even better El Dorado Hills veterans that qualify with Smart Mortgage Centers will receive a wholesale El Dorado Hills VA mortgage rate.  When shopping for a El Dorado Hills, California VA mortgage be aware of large VA lenders, most will offer you a retail mortgage rate and upfront fees.

El Dorado Hills VA quotes are always free, get started by calling (888)416-0920. VA mortgage experts are standing by near El Dorado Hills, CA and ready to help.  Connect with a licensed home VA specialist, ask questions and find out if you qualify.

  • No Down Payment
  • No Mortgage Insurance
  • Wholesale Interest Rates
  • Relaxed Credit Requirements (500-579 credit scores need 10% down).
  • 580 Plus Fico Scores = 100% Financing

Mortgage Brokers offer Lower VA Rates and Costs

When it comes to El Dorado Hills, CA VA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, El Dorado Hills Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between El Dorado Hills VA wholesale and retail mortgage rates call (888)416-0920.  A El Dorado Hills, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in El Dorado Hills can work with all types of credit scores.

Working with Top Rated VA Specialists

The El Dorado Hills VA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our VA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, Non-Prime home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
VA Home Loan in El Dorado Hills, CA
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    VA Benefits in El Dorado Hills, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • One on one Personal Service
    • Online Technology

    Find your VA Mortgage near El Dorado Hills, CA (888)416-0920.

    El Dorado Hills (El Dorado, Spanish for “The Golden”) is an unincorporated town and census-designated place in El Dorado County, California. Located in the Greater Sacramento region of Northern California, it had a population was 50,547 at the 2020 census, up from 42,108 at the 2010 census.[3] El Dorado Hills is primarily an affluent suburb of Sacramento.

    During the California Gold Rush, gold was washed down the South Fork of the American River, into areas now in El Dorado Hills and Folsom, but farming and ranching supplanted mining or panning for gold. Portions of two Pony Express routes in this area from 1860 to 1861 remain as modern El Dorado Hills roads.[4]

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