Tracy City, TN Mortgage Company
Your go to mortgage company near Tracy City, TN, celebrating its 26th year in business. In order to assure consumers are finding the best Tracy City mortgage rates it’s important to shop around. We encourage Tracy City consumers to compare so they can see on paper how good we really are. It’s common misconception for Tracy City borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Tracy City wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Tracy City, TN and enjoy the savings of a wholesale mortgage.
The Tracy City, TN Mortgage Company with Options
When it comes to Tracy City, TN home loan options we have them all. Every day Tracy City welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Tracy City, TN home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Tracy City FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Tracy City, TN home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Tracy City residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Tracy City, TN are standing by and ready to help. Connect with a licensed Tracy City home loan specialist, ask questions, see if you qualify, and get free quotes.
Call Today (888)416-0920
Mortgage Company near Tracy City, TN
We are the #1 rated mortgage company near Tracy City, TN. Regardless of what a consumer thinks, Tracy City, TN Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Tracy City, TN Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Tracy City, TN can work with all types of credit scores.
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Mortgage Company Benefits in Tracy City, TN
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Tracy City, TN (888)416-0920.
Tracy City is a town in Grundy County, Tennessee, United States. Incorporated in 1915,[6] the population was 1,481 at the 2010 census. Named after financier Samuel Franklin Tracy, the city developed out of railroad and mining interests after coal was found in 1840.[1] In 2010 the people of Tracy City elected a dead man, Carl Robin Geary, as mayor.[7]
In 1840 local boys digging a groundhog out of the ground discovered coal. In the early 1870s Tracy City an experimental blast furnace was built by Samuel Jones and owned by the Tennessee Coal, Iron and Railroad Company. The furnace, called “Fiery Gizzard”, was built to see if local coal would be used to produce iron. The furnace made 15 tons of iron before the stovepipe fell on the third day. The former location of the furnace is marked with a historical marker.[6] The coke ovens at Tracy City supplied railroad and industrial fuel and workers and their families moved into the area in great numbers from 1875 until 1900. By 1910 the industry faded due to problems invoked by labor unions and convict labor.[9] Tracy City is also home to the oldest family bakery in Tennessee, Dutch Maid Bakery.[6] In 1987 the coke ovens were placed on the National Register of Historic Places.[10] Tracy City was incorporated in 1915.[6]