Sardis, TN Home Loan
Hundreds of home buyers across Sardis, TN are ready to buy a home or refinance. Consumers shopping for mortgage rates should always get a minimum of two quotes. Knowing the difference between wholesale mortgage brokers and retail lenders or banks could save you thousands over the life of your Sardis home loan. When it comes to buying, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Sardis mortgage guidelines. Our mission is to get you approved and into the best home loan Sardis has to offer. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Home Loan Options
When it comes to Sardis home loan options we have them all. Every day Sardis welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a grant to cover the down payment. Our fair and bruised credit borrowers like the FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Sardis, TN home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Consumers are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Home loan experts near Sardis, TN are standing by and ready to help. Connect with a licensed Sardis home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Sardis, TN
When it comes to Sardis, TN home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Sardis Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Sardis, TN Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Sardis can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Sardis home loan team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with local home buyers and those looking to refinance. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to a better home loan. We got your Back!
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Home Loan Benefits in Sardis, TN
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find your Home Loan near Sardis, TN (888)416-0920.
Sardis (/ˈsɑːrdɪs/) or Sardes (/ˈsɑːrdiːz/; Lydian: 𐤳𐤱𐤠𐤭𐤣 Sfard; Greek: Σάρδεις Sardeis; Old Persian: Sparda; Biblical Hebrew: ספרד Sfarad) was an ancient city at the location of modern Sart (Sartmahmut before 19 October 2005), near Salihli, in Turkey’s Manisa Province. Sardis was the capital of the ancient kingdom of Lydia,[1] one of the important cities of the Persian Empire, the seat of a Seleucid Satrap, the seat of a proconsul under the Roman Empire, and the metropolis of the province Lydia in later Roman and Byzantine times. As one of the seven churches of Asia, it was addressed by Jesus Christ as relayed to John of Patmos, author of the Book of Revelation in the New Testament,[2] in terms that seem to imply that its church members did not finish what they started, that they were about image and not substance.[3] Its importance was due first to its military strength, secondly to its situation on an important highway leading from the interior to the Aegean coast, and thirdly to its commanding the wide and fertile plain of the Hermus.
Sardis was situated in the middle of Hermus valley, at the foot of Mount Tmolus, a steep and lofty spur which formed the citadel. It was about 4 kilometres (2.5 mi) south of that Hermus. Today, the site is located by the present day village of Sart, near Salihli in the Manisa province of Turkey, close to the Ankara – İzmir highway (approximately 72 kilometres (45 mi) from İzmir). The part of remains including the bath-gymnasium complex, synagogue and Byzantine shops is open to visitors year-round.