Richland Springs, TX Mortgage Company
Your go to mortgage company near Richland Springs, TX, celebrating its 26th year in business. In order to assure consumers are finding the best Richland Springs mortgage rates it’s important to shop around. We encourage Richland Springs consumers to compare so they can see on paper how good we really are. It’s common misconception for Richland Springs borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Richland Springs wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Richland Springs, TX and enjoy the savings of a wholesale mortgage.
The Richland Springs, TX Mortgage Company with Options
When it comes to Richland Springs, TX home loan options we have them all. Every day Richland Springs welcomes new home buyers while current residents refinance their homes. Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Richland Springs, TX home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Richland Springs FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Richland Springs, TX home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Richland Springs residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Richland Springs, TX are standing by and ready to help. Connect with a licensed Richland Springs home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near Richland Springs, TX
We are the #1 rated mortgage company near Richland Springs, TX. Regardless of what a consumer thinks, Richland Springs, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Richland Springs, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Richland Springs, TX can work with all types of credit scores.
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Mortgage Company Benefits in Richland Springs, TX
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Richland Springs is a town located in San Saba County. The population was 338 in 2010.
Richland Springs developed in the nineteenth century as a supply and processing center for local cotton growers and cattlemen. Jackson J. Brown and his family settled near the springs on Richland Springs Creek (then known as Richland Creek) in December 1854 and were soon followed by the Tankersley and Duncan families. A private fort, Fort Duncan, was established near the springs in the late 1850s when trouble arose with Indians on the frontier, but it apparently fell into disuse shortly thereafter. The Brown School was constructed in 1868 and named for the neighborhood’s original settler. The area attracted settlers through the 1870s, and in 1877 a Richland Springs post office opened in the store of Samuel E. Hays. The community took its name from the nearby springs and from local enthusiasm for the agricultural promise of the region. By 1890 local production of cotton, grains, and livestock supported a settlement of 150 residents, including a justice of the peace precinct, a constabulary, and several commercial and craft businesses. A local newspaper, the Eye-Witness, began publication in 1905. Not long after, the First State Bank was organized, and in 1911 completion of a trunk line for the Gulf, Colorado and Santa Fe Railway linked the town with the main line between Galveston and Amarillo. Richland Springs incorporated in 1932 and adopted a mayor-council form of city government. With a population nearing 500 and as many as forty businesses, the town prospered until the onset of the Great Depression. World War II reversed the decline of the 1930s, and by the early 1950s residents numbered 600. The number of businesses still had not returned to predepression levels when a three-year drought in the mid-1950s crippled the local economy again. The town’s only bank failed, and within a decade its residential and business populations had fallen by nearly half. An uneven recovery from the nadir of the 1960s was based on the production of local fruit and nut growers. In 1982 the town reported 420 residents and five businesses; by 1986 the number of businesses had risen to eight. In 1990 the population was 344. The population was 350 in 2000.