Gun Barrel City, TX Refinance
Refinancing your home loan in Gun Barrel City, TX is a great choice for borrowers looking to lower their rate and save. Consumers can consider paying off the mortgage faster with a shorter 10, 15 or 20 year term. Gun Barrel City refinance quotes are always free, get started by calling (888)416-0920. Refinance experts are standing by near Gun Barrel City, TX and ready to help. Connect with a licensed home refinance specialist, ask questions, see if you qualify, and get free quotes.
Finding the Perfect Home Refinance
Hundreds of consumers across Gun Barrel City are ready to refinance. Securing the right home loan doesn’t have to be hard, we have solutions for you. Lower rates, shorter terms, cash out or consolidate debt with a low fixed rate. We simplify the refinancing challenges presented by 2023 Gun Barrel City mortgage guidelines. Our mission is to get you approved even with bad credit and into a better situation. Our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a lower mortgage rate.
- Improve your credit score if needed to qualify.
- Find a fixed rate with better terms.
- Secure a loan and refinance your home.
Mortgage Brokers offer Lower Rates and Costs
When it comes to Gun Barrel City, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Gun Barrel City Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Gun Barrel City, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Gun Barrel City can work with all types of credit scores.
Working with Top Rated Refinance Specialists
The Gun Barrel City Refinance Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer cash out options, debt consolidation options and our customer reviews.
Get on the Path to Refinancing. We got your Back!
My wife and I had the pleasure of being assigned to Ryan Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line by line when we had questions and let us know what to expect so there wouldn’t be any surprises. Ryan is very knowledgeable and had no problem answering questions and sharing very important details which made us feel good about picking Smart Mortgage. Thank you Ryan for all your help and advice.
We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly. He made the process easy for us. Jon always kept in daily communication with us, so there were no surprises! He made himself available anytime…..even when he was on vacation! The online submission of documents was very easy. Overall we think Smart Mortgage is an excellent company willing to work with people with blemished credit and give them the opportunity to live their dream of home ownership.
We worked with Brian who picked up our loan after our original broker quit working with us. I’ve never seen a more determined, hard working, and dedicated broker in action! Brian was amazing! We could write a book about our experience, bottom line… I wouldn’t work with anyone else or refer to anyone else. He gets it done!
I highly recommend working with Jon for a home loan product. He handled our jumbo loan with the highest integrity and detail. In particular, he helped navigate the legal details associated with our land trust. Our experience was exceptional and will work with Jon in the future.
I highly recommend choosing Brian as your Mortgage guy to make sure you get the house you want. He will make sure everything is done and not only in a timely manner but it gets done correctly. Your closing will go so smooth and there are no surprises with Him! He will be with you from beginning till the End! You will not be disappointed with his service!
Anthony exceeded our expectations in all aspects,going above and beyond he kept us in the loop throughout the whole process and in finding us ways to keep our final expenses as low as possible I feel we got the best deal we could have. We are very happy with our choice.
Anthony was great to work with and was very thorough with explaining the whole process. He was a huge help with any questions we had. Will definitely recommend to friends and family.
Worked with Jon on a refi and it was terrific. My situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along. I’m very pleased with the outcome.
Very impressed. Jon walked me thru a difficult refi of 2 properties simultaneously. Always a quick response to any of my concerns. Would definitely recommend working with them.
The very first time I spoke with Patty on the phone, I knew I would work with her to find my mortgage. Patty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream home. I would definitely recommend Patty to family and friends, and look to work with her again in the future.
Refinance in Gun Barrel City, TX
Get Pre-Qualified Now
Refinancing Benefits in Gun Barrel City, TX
- Lower Rates
- Lower Payments
- Fixed Payments
- Cash Out Refinance
- Consolidate High Interest Credit
Find your Mortgage Refinance near Gun Barrel City, TX (888)416-0920.
Gun Barrel City is a town in Henderson County, Texas, United States. Its population was 6,190 at the 2020 census, up from 5,672 at the 2010 census.
The town began as an unincorporated community known as the “Old Bethel Community” in the 1960s after completion of Cedar Creek Reservoir. It was incorporated in the late 1960s so it could legally sell beer and wine. The town takes its name from a former road, Gun Barrel Lane (which is now State Highway 198), as has as its motto, “We Shoot Straight with You”, and its symbol—a rifle with two crossed antique pistols after having to remove Yosemite Sam as its unofficial mascot on its signs along the road at the town limits. Gun Barrel Lane is rumored to have gotten its name during the 1920s and 1930s when Jesse Daniels frequented the area. It was considered a safe backwoods place during Prohibition when the likes of Clyde Barrow and Bonnie Parker hung out in the area. The road got its name for simply being “straight as a gun barrel” for 2 mi between US Hwy 175 and Texas Hwy 334 to the south. A local resident, Mr. C. L. Wait, lived along the road and was known for sitting at the window of his house with a shotgun sticking out the window. It was his way of deterring those he deemed unwelcome on this back-country road.