Prunedale, CA Mortgage Company
Your go to mortgage company near Prunedale, CA celebrating its 27th year in business. In order to assure consumers are finding the best Prunedale mortgage rates it’s important to shop around. We encourage Prunedale consumers to compare so they can see on paper how good we really are. It’s common misconception for Prunedale borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Prunedale wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Prunedale, CA and enjoy the savings of a wholesale mortgage.
The Prunedale, CA Mortgage Company with Options
When it comes to Prunedale, CA home loan options we have them all. Every day Prunedale welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Prunedale, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Prunedale FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Prunedale, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Prunedale residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Prunedale, CA are standing by and ready to help. Connect with a licensed Prunedale home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Prunedale, CA
We are the #1 rated mortgage company near Prunedale, CA. Regardless of what a consumer thinks, Prunedale, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Prunedale, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Prunedale, CA can work with all types of credit scores.
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Mortgage Company Benefits in Prunedale, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Prunedale, CA (888)416-0920.
Prunedale is a census-designated place in Monterey County, California. Prunedale is located 8 miles (13 km) north of Salinas,[5] at an elevation of 92 feet (28 m).[4] The population was 17,560 residents at the time of the 2010 census, up from 16,432 at the 2000 census. Plum trees were grown in Prunedale in the early days of its founding but the trees died soon after due to poor irrigation and fertilizer.[6][7]
One of the area’s earliest settlers was Charles Langley, a Watsonville banker, who also operated the Prunedale post office.[8] The Prunedale post office opened in 1894, closed in 1908, and re-opened in 1953.[5] Langley helped establish the Watsonville post office mail service in Prunedale.[8] Langley Canyon Road in Prunedale is named after the Langley family. It was around the time of Prunedale’s founding that the plum orchard failed due to a lack of irrigation and fertilizer, yet the name Prunedale was retained. The unincorporated area maintains a rural feel in most areas.[8]