Prattville, CA Mortgage Company
Your go to mortgage company near Prattville, CA celebrating its 26th year in business. In order to assure consumers are finding the best Prattville mortgage rates it’s important to shop around. We encourage Prattville consumers to compare so they can see on paper how good we really are. It’s common misconception for Prattville borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Prattville wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Prattville, CA and enjoy the savings of a wholesale mortgage.
The Prattville, CA Mortgage Company with Options
When it comes to Prattville, CA home loan options we have them all. Every day Prattville welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Prattville, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Prattville FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Prattville, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Prattville residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Prattville, CA are standing by and ready to help. Connect with a licensed Prattville home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Prattville, CA
We are the #1 rated mortgage company near Prattville, CA. Regardless of what a consumer thinks, Prattville, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Prattville, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Prattville, CA can work with all types of credit scores.
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Mortgage Company Benefits in Prattville, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Prattville, CA (888)416-0920.
Prattville is a city located within both Autauga and Elmore counties in the State of Alabama but serves as the county seat of Autauga County. As of the 2020 census, the population of the city was 37,781. Nicknamed “The Fountain City” due to the many artesian wells in the area, Prattville is part of the Montgomery metropolitan statistical area.
Prattville was founded in 1839 by industrialist and architect Daniel Pratt. The area was largely inhabited by Native Americans and a few settlers when Pratt, a native of Temple, New Hampshire, first observed the Autauga Creek in the 1830s. He purchased approximately 1,000 acres (4.0 km2) from Joseph May at $21.00 an acre, and set out to build his manufacturing facilities and the town along the banks of Autauga Creek. The location was chosen because the creek could supply power to the cotton gin manufacturing equipment. The town became an industrial center and rapidly grew. In 1868, it was named the county seat for Autauga County.[2]