Pecan Gap, TX Mortgage Company
Your go to mortgage company near Pecan Gap, TX, celebrating its 26th year in business. In order to assure consumers are finding the best Pecan Gap mortgage rates it’s important to shop around. We encourage Pecan Gap consumers to compare so they can see on paper how good we really are. It’s common misconception for Pecan Gap borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Pecan Gap wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Pecan Gap, TX and enjoy the savings of a wholesale mortgage.
The Pecan Gap, TX Mortgage Company with Options
When it comes to Pecan Gap, TX home loan options we have them all. Every day Pecan Gap welcomes new home buyers while current residents refinance their homes. Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Pecan Gap, TX home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Pecan Gap FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Pecan Gap, TX home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Pecan Gap residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Pecan Gap, TX are standing by and ready to help. Connect with a licensed Pecan Gap home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near Pecan Gap, TX
We are the #1 rated mortgage company near Pecan Gap, TX. Regardless of what a consumer thinks, Pecan Gap, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Pecan Gap, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Pecan Gap, TX can work with all types of credit scores.
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Mortgage Company Benefits in Pecan Gap, TX
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Pecan Gap is a city in Delta and Fannin counties within the U.S. state of Texas. It is sometimes informally referred to as “The Gap” by area residents. The population was 178 at the time of the 2020 census.[6] It is named for the gap between two pecan trees, but unfortunately one of the two pecan trees was destroyed by a tornado in 1963.
The first inhabitants of the area that is now Pecan Gap were the Caddo people, who settled large portions of eastern Texas as early as 800 CE. The Caddo were highly advanced, living in large wooden structures, and were skilled farmers.[7] The first European to visit the area was French explorer François Hervey, around 1750. A few decades afterwards, European disease and attacks from neighboring tribes as well as attacks from European settlers forced the Caddo out of the area around Pecan Gap. Around 1820, Delaware, Quapaw, and Seminole tribes began settling in the area. In 1836, the Republic of Texas officially recognized the region around Pecan Gap as part of Red River County. In 1840, Lamar County was formed, which absorbed much of the area just south of Pecan Gap. However, just six years later, the region was designated as part of the newly formed Hopkins County. In 1870 Delta County was created. As Pecan Gap grew it expanded west into Fannin County.[8]