Palm Springs, CA Mortgage Company

Your go to mortgage company near Palm Springs, CA celebrating its 26th year in business.  In order to assure consumers are finding the best Palm Springs mortgage rates it’s important to shop around.  We encourage Palm Springs consumers to compare so they can see on paper how good we really are.  It’s common misconception for Palm Springs borrowers to think popular lenders and banks offer a better mortgage.  This couldn’t be further from the truth, always know our Palm Springs wholesale mortgage rates are lower.  A wholesale rate equals a lower payment, saving thousands over the life of the mortgage.  Work with a local mortgage company near Palm Springs, CA and enjoy the savings of a wholesale mortgage.

The Palm Springs, CA Mortgage Company with Options

When it comes to Palm Springs, CA home loan options we have them all.  Every day Palm Springs welcomes new home buyers while current residents refinance their homes.

Home Buyer Options

Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Palm Springs, CA home buyer grant to cover the down payment.  Our fair and bruised credit borrowers like the Palm Springs FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.

Refinancing Options

When it comes to refinancing your Palm Springs, CA home you have options.   Rate and term, cash out, and debt consolidation are all common reasons to refinance a home.  When mortgage rates drop consumers refinance to a lower rate to save on their payment.  Some consumers who have adjustable rate mortgage loans refinance into a fixed rate.  Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term.  When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option.  Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever.  Palm Springs residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Palm Springs, CA are standing by and ready to help.  Connect with a licensed Palm Springs home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920

Mortgage Company near Palm Springs, CA

We are the #1 rated mortgage company near Palm Springs, CA.  Regardless of what a consumer thinks, Palm Springs, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Palm Springs, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Palm Springs, CA can work with all types of credit scores.

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    Mortgage Company Benefits in Palm Springs, CA

    • No Application Fee
    • Wholesale mortgage rates
    • A+ Rating with the BBB
    • Refinance with Cash Out
    • Grants for New Buyers
    • 5 Star Excellent Rating

    Find a Mortgage Company near Palm Springs, CA (888)416-0920.

    Palm Springs (Cahuilla: Séc-he)[5][6] is a desert resort city in Riverside County, California, United States, within the Colorado Desert’s Coachella Valley. The city covers approximately 94 square miles (240 km2), making it the largest city in Riverside County by land area. With multiple plots in checkerboard pattern, more than 10% of the city is part of the Agua Caliente Band of Cahuilla Indians reservation land and is the administrative capital of the most populated reservation in California.

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