Ocean Ridge, FL Mortgage Brokers

When it’s time to buy a home or refinance we recommend working with a local Ocean Ridge, FL Mortgage Broker.  Ocean Ridge, FL mortgage consumers are finding the benefits of using a Mortgage Broker near Ocean Ridge has more benefits.  Common long term benefits would be thousands in savings due to wholesale mortgage rates.  In most cases mortgage lenders including banks offer retail mortgage rates.  Most Ocean Ridge consumers shopping for a mortgage are intrigued by large corporate banks and big lenders who spend millions on advertising.  It is not uncommon for Ocean Ridge home buyers and those refinancing to fall into the big bank lender advertising trap.  You can’t possibly think companies spending unlimited funds to lure you in could possibly offer you the best mortgage.  If the bank or lender asks for non-refundable upfront application or appraisal fees there’s a reason behind it.  When a consumer pays an upfront fee, the consumer feels like they are invested or trapped.  Talk to a local Ocean Ridge Mortgage Broker and get quotes, compare options and ask questions.  Never pay an upfront fee and don’t settle for retail mortgage rates.  Shop and compare until you know you are getting the best Ocean Ridge home loan available.

Working with Top Rated Mortgage Broker

Celebrating its 26th year in business we are your go to Ocean Ridge, FL Mortgage Broker.  Our experience allows for consumer mortgage confidence especially with our wholesale rate options.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in all types of mortgage loans.  Just a few programs we specialize in, first time homebuyer programs, home buyer grants, FHA loans,  USDA home loans, VA home loans. Don’t forget to read our customer reviews

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    A mid-ocean ridge (MOR) is an underwater mountain system formed by plate tectonics.[1] It consists of various mountains linked in chains, typically having a valley known as a rift running along its spine. This type of oceanic mountain ridge is characteristic of what is known as an ‘oceanic spreading center’, which is responsible for seafloor spreading.[2] The production of new seafloor results from mantle upwelling in response to plate spreading; this isentropic upwelling solid mantle material eventually exceeds the solidus and melts. The buoyant melt rises as magma at a linear weakness in the oceanic crust, and emerges as lava, creating new crust upon cooling. A mid-ocean ridge demarcates the boundary between two tectonic plates, and consequently is termed a divergent plate boundary.

    Mid-ocean ridges are geologically active, with continuing volcanism and seismicity. New magma steadily emerges onto the ocean floor and intrudes into the ocean crust at and near rifts along the ridge axes. The crystallized magma forms new crust of basalt (known as MORB for mid-ocean ridge basalt) and below it (in the lower oceanic crust), gabbro.[3] MORs are formed by two oceanic plates moving away from each other. Hydrothermal vents are a common feature at oceanic spreading centers.[4]

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