Oakland, CA Mortgage Company
Your go to mortgage company near Oakland, CA celebrating its 26th year in business. In order to assure consumers are finding the best Oakland mortgage rates it’s important to shop around. We encourage Oakland consumers to compare so they can see on paper how good we really are. It’s common misconception for Oakland borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Oakland wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Oakland, CA and enjoy the savings of a wholesale mortgage.
The Oakland, CA Mortgage Company with Options
When it comes to Oakland, CA home loan options we have them all. Every day Oakland welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Oakland, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Oakland FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Oakland, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Oakland residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Oakland, CA are standing by and ready to help. Connect with a licensed Oakland home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Oakland, CA
We are the #1 rated mortgage company near Oakland, CA. Regardless of what a consumer thinks, Oakland, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Oakland, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Oakland, CA can work with all types of credit scores.
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Mortgage Company Benefits in Oakland, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Oakland, CA (888)416-0920.
Oakland is the largest city and the county seat of Alameda County, California. A major West Coast port, Oakland is the largest city in the East Bay region of the San Francisco Bay Area, the third largest city overall in the Bay Area and the eighth most populated city in California. With a population of 440,646 as of 2020,[13] it serves as a trade center: the Port of Oakland is the busiest port in Northern California, and the fifth busiest in the United States of America.[18] An act to incorporate the city was passed on May 4, 1852, and incorporation was later approved on March 25, 1854.[4] Oakland is a charter city.[19]