Neptune Beach, FL Mortgage Company
Your go to mortgage company near Neptune Beach, FL, celebrating its 28th year in business. In order to assure consumers are finding the best Neptune Beach mortgage rates it’s important to shop around. We encourage Neptune Beach consumers to compare so they can see on paper how good we really are. It’s common misconception for Neptune Beach borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Neptune Beach wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Neptune Beach and enjoy the savings of a wholesale mortgage.
The Neptune Beach, FL Mortgage Company with Options
When it comes to Neptune Beach home loan options we have them all. Every day Neptune Beach welcomes new home buyers while current residents refinance their homes. Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Neptune Beach home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Neptune Beach FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Neptune Beach, FL home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Neptune Beach residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Neptune Beach, FL are standing by and ready to help. Connect with a licensed Neptune Beach home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near Neptune Beach, FL
We are the #1 rated mortgage company near Neptune Beach, FL. Regardless of what a consumer thinks, Neptune Beach Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Neptune Beach, FL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Neptune Beach can work with all types of credit scores.
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Mortgage Company Benefits in Neptune Beach, FL
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Neptune Beach, FL (888)416-0920.
Neptune Beach is a beachfront city east of Jacksonville in Duval County, Florida, United States. When the majority of Duval County communities consolidated with Jacksonville in 1968, Neptune Beach, along with Jacksonville Beach, Atlantic Beach and Baldwin remained quasi-independent. Like those other towns, it maintains its own municipal government but its residents vote in the Jacksonville mayoral election and are represented on the Jacksonville city council. The population was 7,037 at the 2010 census.[5] Neptune Beach is part of the Jacksonville Beaches community.
Neptune Beach was originally part of Jacksonville Beach. Through its development, the part of Jacksonville Beach north of 20th Avenue North was sparsely populated, with a brick road (First Street) connecting the more populated southern area with Atlantic Beach. The name “Neptune Beach” originated in 1922 with Dan G. Wheeler, one of the few residents. Wheeler had a home at what is now One Ocean Hotel (now in Atlantic Beach), and had to walk all the way home from Mayport each evening after taking the Florida East Coast Railway train home from work in Jacksonville. A friend who worked for the railroad informed Wheeler that if he had a station, the train would have to stop for him, so Wheeler built his own train station near his home and named it Neptune.