Moss Landing, CA Mortgage Company
Your go to mortgage company near Moss Landing, CA celebrating its 26th year in business. In order to assure consumers are finding the best Moss Landing mortgage rates it’s important to shop around. We encourage Moss Landing consumers to compare so they can see on paper how good we really are. It’s common misconception for Moss Landing borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Moss Landing wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Moss Landing, CA and enjoy the savings of a wholesale mortgage.
The Moss Landing, CA Mortgage Company with Options
When it comes to Moss Landing, CA home loan options we have them all. Every day Moss Landing welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Moss Landing, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Moss Landing FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Moss Landing, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Moss Landing residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Moss Landing, CA are standing by and ready to help. Connect with a licensed Moss Landing home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Moss Landing, CA
We are the #1 rated mortgage company near Moss Landing, CA. Regardless of what a consumer thinks, Moss Landing, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Moss Landing, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Moss Landing, CA can work with all types of credit scores.
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Mortgage Company Benefits in Moss Landing, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Moss Landing, CA (888)416-0920.
Moss Landing, formerly Moss,[5] is a census-designated place (CDP) in Monterey County, California, United States.[4] Moss Landing is located 15 miles (24 km) north-northeast of Monterey,[5] at an elevation of 10 feet (3 m).[4] It is located on the shore of Monterey Bay, at the mouth of Elkhorn Slough, and at the head of the submarine Monterey Canyon.
The earliest residents of the Moss Landing Elkhorn Slough area were the Ohlone Indians. Evidence from archaeological digs show that they may have lived here as long ago as 4,000 years. The Spanish forced the Ohlone Indians into the mission system in the 1700s from which few survived. “A total of 81,000 Indians were baptized and 60,000 deaths were recorded”.[6] After the mission system was a secularized, the Spanish government granted vast ranchos to soldiers and others with connections, including the 30,901-acre (125.05 km2) Rancho Bolsa Nueva y Moro Cojo. This grant extended from Moss Landing to present day Prunedale and south to Castroville.[7][8]