Monterey, CA Mortgage Company

Your go to mortgage company near Monterey, CA celebrating its 26th year in business.  In order to assure consumers are finding the best Monterey mortgage rates it’s important to shop around.  We encourage Monterey consumers to compare so they can see on paper how good we really are.  It’s common misconception for Monterey borrowers to think popular lenders and banks offer a better mortgage.  This couldn’t be further from the truth, always know our Monterey wholesale mortgage rates are lower.  A wholesale rate equals a lower payment, saving thousands over the life of the mortgage.  Work with a local mortgage company near Monterey, CA and enjoy the savings of a wholesale mortgage.

The Monterey, CA Mortgage Company with Options

When it comes to Monterey, CA home loan options we have them all.  Every day Monterey welcomes new home buyers while current residents refinance their homes.

Home Buyer Options

Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Monterey, CA home buyer grant to cover the down payment.  Our fair and bruised credit borrowers like the Monterey FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.

Refinancing Options

When it comes to refinancing your Monterey, CA home you have options.   Rate and term, cash out, and debt consolidation are all common reasons to refinance a home.  When mortgage rates drop consumers refinance to a lower rate to save on their payment.  Some consumers who have adjustable rate mortgage loans refinance into a fixed rate.  Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term.  When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option.  Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever.  Monterey residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Monterey, CA are standing by and ready to help.  Connect with a licensed Monterey home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920

Mortgage Company near Monterey, CA

We are the #1 rated mortgage company near Monterey, CA.  Regardless of what a consumer thinks, Monterey, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Monterey, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Monterey, CA can work with all types of credit scores.

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    Mortgage Company Benefits in Monterey, CA

    • No Application Fee
    • Wholesale mortgage rates
    • A+ Rating with the BBB
    • Refinance with Cash Out
    • Grants for New Buyers
    • 5 Star Excellent Rating

    Find a Mortgage Company near Monterey, CA (888)416-0920.

    Monterey (/ˌmɒntəˈreɪ/ (listen) MON-tə-RAY; Spanish: Monterrey; Ohlone: Aacistak)[11] is a city located in Monterey County on the southern edge of Monterey Bay on the U.S. state of California’s Central Coast. Founded on June 3, 1770, it functioned as the capital of Alta California under both Spain (1804 to 1821) and Mexico (1822 to 1846). During this period, Monterey hosted California’s first theater, public building, public library, publicly-funded school, printing-press, and newspaper. It was originally the only port of entry for all taxable goods in California. In 1846, during the Mexican–American War of 1846–1848, the United States Flag was raised over the Customs House. After Mexico ceded California to the U.S. at the end of the war, Monterey hosted California’s first constitutional convention in 1849.

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