Monte Sereno, CA Mortgage Company
Your go to mortgage company near Monte Sereno, CA celebrating its 27th year in business. In order to assure consumers are finding the best Monte Sereno mortgage rates it’s important to shop around. We encourage Monte Sereno consumers to compare so they can see on paper how good we really are. It’s common misconception for Monte Sereno borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Monte Sereno wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Monte Sereno, CA and enjoy the savings of a wholesale mortgage.
The Monte Sereno, CA Mortgage Company with Options
When it comes to Monte Sereno, CA home loan options we have them all. Every day Monte Sereno welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Monte Sereno, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Monte Sereno FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Monte Sereno, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Monte Sereno residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Monte Sereno, CA are standing by and ready to help. Connect with a licensed Monte Sereno home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Monte Sereno, CA
We are the #1 rated mortgage company near Monte Sereno, CA. Regardless of what a consumer thinks, Monte Sereno, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Monte Sereno, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Monte Sereno, CA can work with all types of credit scores.
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Mortgage Company Benefits in Monte Sereno, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Monte Sereno (Spanish for “Serene Mountain”) is a city in Santa Clara County, California, United States. The population was 3,479 at the 2020 census. The city is located in the foothills of the Santa Cruz Mountains, about 10 miles (16 km) southwest of San Jose, and is bordered by the town of Los Gatos to the north, east, and south, the Santa Cruz Mountains to the southwest, and the city of Saratoga to the northwest. The city is named for the 2,580-foot (790 m) El Sereno Mountain, upon the slopes of which the southern portion of the city is built. The community is entirely residential with no commercial zoning and 99% single-family housing. It is an upscale Silicon Valley bedroom community. Monte Sereno shares the 95030 ZIP code with the town of Los Gatos. Many municipal services are provided under contract by Los Gatos.
The Monte Sereno area was part of the 1839 Alta California land grant of Rancho Rinconada de Los Gatos. The city incorporated on May 14, 1957, to protect its semi-rural atmosphere. Its first Mayor was Retired Vice Admiral and former U.S. Director of Naval Intelligence, Thomas B. Inglis.