Mira Monte, CA Mortgage Company

Your go to mortgage company near Mira Monte, CA celebrating its 26th year in business.  In order to assure consumers are finding the best Mira Monte mortgage rates it’s important to shop around.  We encourage Mira Monte consumers to compare so they can see on paper how good we really are.  It’s common misconception for Mira Monte borrowers to think popular lenders and banks offer a better mortgage.  This couldn’t be further from the truth, always know our Mira Monte wholesale mortgage rates are lower.  A wholesale rate equals a lower payment, saving thousands over the life of the mortgage.  Work with a local mortgage company near Mira Monte, CA and enjoy the savings of a wholesale mortgage.

The Mira Monte, CA Mortgage Company with Options

When it comes to Mira Monte, CA home loan options we have them all.  Every day Mira Monte welcomes new home buyers while current residents refinance their homes.

Home Buyer Options

Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Mira Monte, CA home buyer grant to cover the down payment.  Our fair and bruised credit borrowers like the Mira Monte FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.

Refinancing Options

When it comes to refinancing your Mira Monte, CA home you have options.   Rate and term, cash out, and debt consolidation are all common reasons to refinance a home.  When mortgage rates drop consumers refinance to a lower rate to save on their payment.  Some consumers who have adjustable rate mortgage loans refinance into a fixed rate.  Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term.  When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option.  Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever.  Mira Monte residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Mira Monte, CA are standing by and ready to help.  Connect with a licensed Mira Monte home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920

Mortgage Company near Mira Monte, CA

We are the #1 rated mortgage company near Mira Monte, CA.  Regardless of what a consumer thinks, Mira Monte, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Mira Monte, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Mira Monte, CA can work with all types of credit scores.

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    Mortgage Company Benefits in Mira Monte, CA

    • No Application Fee
    • Wholesale mortgage rates
    • A+ Rating with the BBB
    • Refinance with Cash Out
    • Grants for New Buyers
    • 5 Star Excellent Rating

    Find a Mortgage Company near Mira Monte, CA (888)416-0920.

    Mira Monte (/ˌmɪərə ˈmɒnti/ (listen); Spanish for “Mountain View”) is a rural community in Ventura County, California, United States. Mira Monte is located in between the communities of Oak View, Meiners Oaks, and southwest of the City of Ojai, California. For statistical purposes, the United States Census Bureau has defined Mira Monte as a census-designated place (CDP). The census definition of the area may not precisely correspond to local understanding of the area with the same name.[6] According to the 2020 census, the population of Mira Monte is 6,618, down from 6,845 at the 2010 census.

    The Ventura River forms the western boundary of the community with the base of Sulfur mountain running along the east boundary.[7] California State Route 33 and Route 150 bisect the community. Mira Monte was served by the Ventura and Ojai Valley Railroad from 1898 to 1969.[8]

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