Lucas Valley-Marinwood, CA Home Loan
Hundreds of home buyers across Lucas Valley-Marinwood, CA are ready to buy a home or refinance. Consumers shopping for mortgage rates should always get a minimum of two quotes. Knowing the difference between wholesale mortgage brokers and retail lenders or banks could save you thousands over the life of your Lucas Valley-Marinwood home loan. When it comes to buying, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Lucas Valley-Marinwood mortgage guidelines. Our mission is to get you approved and into the best home loan Lucas Valley-Marinwood has to offer. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Home Loan Options
When it comes to Lucas Valley-Marinwood, California home loan options we have them all. Every day Lucas Valley-Marinwood welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a grant to cover the down payment. Our fair and bruised credit borrowers like the FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Lucas Valley-Marinwood, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Consumers are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Home loan experts near Lucas Valley-Marinwood, CA are standing by and ready to help. Connect with a licensed Lucas Valley-Marinwood home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Lucas Valley-Marinwood, CA
When it comes to Lucas Valley-Marinwood, CA home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Lucas Valley-Marinwood Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Lucas Valley-Marinwood, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Lucas Valley-Marinwood can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Lucas Valley-Marinwood home loan team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with local home buyers and those looking to refinance. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to a better home loan. We got your Back!
Find Home Loans in Lucas Valley-Marinwood, CA
Get Pre-Qualified Now
Home Loan Benefits in Lucas Valley-Marinwood, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find your Home Loan near Lucas Valley-Marinwood, CA (888)416-0920.
Lucas Valley-Marinwood is a census-designated place (CDP) in Marin County, California, United States. It includes the neighborhoods of Lucas Valley and Marinwood. As of the 2020 census, the population was 6,259.[5]
James Miller, of Irish descent, came overland to California in 1844 with the Stephens–Townsend–Murphy Party and in April 1845 arrived in San Rafael.[6] In 1846 he purchased 680 acres (2.8 km2) of land from Timothy Murphy, grantee of Rancho San Pedro, Santa Margarita y Las Gallinas. The land encompassed present-day Marinwood and a creek which was later named Miller Creek. He rebuilt an old adobe on a hill where the Miller Creek condominiums are located and called it Miller Hall. By 1862 Miller had 10 children, and in he 1864 donated a .mw-parser-output .frac{white-space:nowrap}.mw-parser-output .frac .num,.mw-parser-output .frac .den{font-size:80%;line-height:0;vertical-align:super}.mw-parser-output .frac .den{vertical-align:sub}.mw-parser-output .sr-only{border:0;clip:rect(0,0,0,0);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px}3⁄4-acre site next to Miller Creek to have the Dixie School built upon it. The building still stands but has been relocated in front of Miller Creek Middle school on Las Gallinas Avenue. It is on the National Register of Historic Places.