Loyalton, CA Mortgage Company
Your go to mortgage company near Loyalton, CA celebrating its 26th year in business. In order to assure consumers are finding the best Loyalton mortgage rates it’s important to shop around. We encourage Loyalton consumers to compare so they can see on paper how good we really are. It’s common misconception for Loyalton borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Loyalton wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Loyalton, CA and enjoy the savings of a wholesale mortgage.
The Loyalton, CA Mortgage Company with Options
When it comes to Loyalton, CA home loan options we have them all. Every day Loyalton welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Loyalton, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Loyalton FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Loyalton, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Loyalton residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Loyalton, CA are standing by and ready to help. Connect with a licensed Loyalton home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Loyalton, CA
We are the #1 rated mortgage company near Loyalton, CA. Regardless of what a consumer thinks, Loyalton, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Loyalton, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Loyalton, CA can work with all types of credit scores.
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Mortgage Company Benefits in Loyalton, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Loyalton, CA (888)416-0920.
Loyalton is a city in Sierra County, California, United States. At the 2020 census, the population was 740, reflecting a decline of 29 from the 769 counted in 2010. The ZIP code for the community is 96118. The town is near the north extent of State Route 49, which ends at State Route 70 in Vinton. According to Rand-McNally, it is a fifty-mile drive on State Route 49 to the county seat, Downieville. Many of the population are ranchers, loggers, former loggers, or suburbanites who have relocated from the San Francisco Bay Area, Sacramento, and growing Reno–Tahoe area.
Loyalton is located at 39°40′36″N 120°14′35″W / 39.67667°N 120.24306°W / 39.67667; -120.24306 (39.676558, -120.243157).[5] Elevation above mean sea level for the area was listed as roughly 4,930 feet (1,500 m). The city is located along California State Route 49, the Gold Country Highway.