Lima, IL Mortgage Company
Your go to mortgage company near Lima, IL, celebrating its 27th year in business. In order to assure consumers are finding the best Lima mortgage rates it’s important to shop around. We encourage Lima consumers to compare so they can see on paper how good we really are. It’s common misconception for Lima borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Lima wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Lima and enjoy the savings of a wholesale mortgage.
The Lima Mortgage Company with Options
When it comes to Lima home loan options we have them all. Every day Lima welcomes new home buyers while current residents refinance their homes.
Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Lima home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Lima FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options When it comes to refinancing your Lima, IL home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Lima residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition.
Mortgage experts near Lima, IL are standing by and ready to help. Connect with a licensed Lima home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near Lima, IL
We are the #1 rated mortgage company near Lima, IL. Regardless of what a consumer thinks, Lima Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Lima, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Lima can work with all types of credit scores.
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Mortgage Company Benefits in Lima, IL
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Lima, IL (888)416-0920.
Lima (/ˈliːmə/, Spanish pronunciation: [ˈlima], Quechua: [ˈlɪma], Aymara: [ˈlima]) is the capital and the largest city of Peru. It is located in the valleys of the Chillón, Rímac and Lurín rivers, in the central coastal part of the country, overlooking the Pacific Ocean. Together with the seaport of Callao, it forms a contiguous urban area known as the Lima Metropolitan Area. With a population of more than 9 million,[3] Lima is the most populous metropolitan area of Peru and the third-largest city in the Americas (as defined by “city proper”), behind São Paulo and Mexico City.
Lima was founded by Spanish conquistador Francisco Pizarro on January 18, 1535, as Ciudad de los Reyes in the agricultural region known by the Indians as Limaq, name that acquired over time. It became the capital and most important city in the Viceroyalty of Peru. Following the Peruvian War of Independence, it became the capital of the Republic of Peru (República del Perú). Around one-third of the national population lives in the metropolitan area.