Lake Nacimiento, CA Mortgage Company
Your go to mortgage company near Lake Nacimiento, CA celebrating its 26th year in business. In order to assure consumers are finding the best Lake Nacimiento mortgage rates it’s important to shop around. We encourage Lake Nacimiento consumers to compare so they can see on paper how good we really are. It’s common misconception for Lake Nacimiento borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Lake Nacimiento wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Lake Nacimiento, CA and enjoy the savings of a wholesale mortgage.
The Lake Nacimiento, CA Mortgage Company with Options
When it comes to Lake Nacimiento, CA home loan options we have them all. Every day Lake Nacimiento welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Lake Nacimiento, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Lake Nacimiento FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Lake Nacimiento, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Lake Nacimiento residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Lake Nacimiento, CA are standing by and ready to help. Connect with a licensed Lake Nacimiento home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Lake Nacimiento, CA
We are the #1 rated mortgage company near Lake Nacimiento, CA. Regardless of what a consumer thinks, Lake Nacimiento, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Lake Nacimiento, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Lake Nacimiento, CA can work with all types of credit scores.
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Mortgage Company Benefits in Lake Nacimiento, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Lake Nacimiento is an 18-mile (29 km) long lake on the Nacimiento River in northern San Luis Obispo County, California. The lake contains many arms including Snake Creek and Dip Creek, nearer the dam, and the central Las Tablas and Franklin Creeks. Because of the dragon-like shape created by the positions of these arms, it is sometimes referred to as Dragon Lake. The lake can fill quickly in the winter from river surges resulting from downpours upstream in the Santa Lucia Range so the level is not usually allowed to capacity until May 1 of each year.
Lake Nacimiento has a low fish population due to the high levels of mercury present in the lake, due to runoff from the closed Klau and Buena Vista Mercury Mines, south of the lake.[1] Only a few fisherman manage to catch fish. Consumption of bass, crappies, carps, and catfish from the lake is dangerous, but blue gill and sucker fish may be eaten only once per week safely. The lake is unique among California reservoirs in that it contains, among other species, introduced white bass, which thrive in the lake and spawn in the river and inflowing creeks in spring. In fact, the world fly fishing record for a white bass was broken in 1981 at Lake Nacimiento. The fish was caught by Cory Wells, a member of Three Dog Night. The record stood for over 27 years. Lake Nacimiento can also produce power from a turbine at the base of the dam. According to the Salinas Californian newspaper, the Monterey County Board of Supervisors (Marc Del Piero, Barbara Shipnuck, Dusan Petrovic, Sam Karas, and Karin Strasser-Kaufman) appropriated the funds to build the turbine that increased “green energy” supplies for Monterey County.