Lake Isabella, CA Mortgage Company
Your go to mortgage company near Lake Isabella, CA celebrating its 27th year in business. In order to assure consumers are finding the best Lake Isabella mortgage rates it’s important to shop around. We encourage Lake Isabella consumers to compare so they can see on paper how good we really are. It’s common misconception for Lake Isabella borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Lake Isabella wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Lake Isabella, CA and enjoy the savings of a wholesale mortgage.
The Lake Isabella, CA Mortgage Company with Options
When it comes to Lake Isabella, CA home loan options we have them all. Every day Lake Isabella welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Lake Isabella, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Lake Isabella FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Lake Isabella, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Lake Isabella residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Lake Isabella, CA are standing by and ready to help. Connect with a licensed Lake Isabella home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Lake Isabella, CA
We are the #1 rated mortgage company near Lake Isabella, CA. Regardless of what a consumer thinks, Lake Isabella, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Lake Isabella, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Lake Isabella, CA can work with all types of credit scores.
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Mortgage Company Benefits in Lake Isabella, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Lake Isabella, CA (888)416-0920.
Lake Isabella also called Isabella Lake,[1][2] is a reservoir in Kern County, California, United States created by the earthen Isabella Dam. It was formed in 1953 when the U.S. Army Corps of Engineers dammed the Kern River at the junction of its two forks. At 11,000 acres (4,500 ha), it is one of the larger reservoirs in California. The area is in the southern end of the Sierra Nevada range and the lake itself is located in low mountains at an elevation of approximately 2,500 ft (760 m) where summer temperatures reach over 100 °F (38 °C) but low enough to avoid winter snows on the surrounding ridges. Lake Isabella is located about 40 miles (64 km) northeast of Bakersfield, and is the main water supply for that city. Lake Isabella can be reached by car from Bakersfield via state Highway 178 and from Delano via Highway 155. The former towns of Isabella and Kernville were flooded by the newly created reservoir.
In 2006, Isabella Dam was found to be too unstable to hold a full amount of water and approximately 40% of a full reservoir had to be let out to restabilize the earth works.[citation needed] Presently the U.S. Army Corps of Engineers won’t let the water get above 60% of capacity until an estimated 10–15 years of studies and repairs are made. (The project is expected to be completed sometime in 2023.) To further add to this problem the Isabella Dam bisects an active fault that could lead to a catastrophic failure if an earthquake occurs along it. This fault was considered inactive when the site was studied in the late 1940s.