La Vernia, TX Mortgage Company
Your go to mortgage company near La Vernia, TX, celebrating its 26th year in business. In order to assure consumers are finding the best La Vernia mortgage rates it’s important to shop around. We encourage La Vernia consumers to compare so they can see on paper how good we really are. It’s common misconception for La Vernia borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our La Vernia wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near La Vernia, TX and enjoy the savings of a wholesale mortgage.
The La Vernia, TX Mortgage Company with Options
When it comes to La Vernia, TX home loan options we have them all. Every day La Vernia welcomes new home buyers while current residents refinance their homes. Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a La Vernia, TX home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the La Vernia FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your La Vernia, TX home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. La Vernia residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near La Vernia, TX are standing by and ready to help. Connect with a licensed La Vernia home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near La Vernia, TX
We are the #1 rated mortgage company near La Vernia, TX. Regardless of what a consumer thinks, La Vernia, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A La Vernia, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in La Vernia, TX can work with all types of credit scores.
Get on the Path to a better home loan. We got your Back!
Find A Mortgage Company in La Vernia, TX
Get Pre-Qualified Now
Mortgage Company Benefits in La Vernia, TX
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near La Vernia, TX (888)416-0920.
La Vernia is a city in Wilson County, Texas, United States. La Vernia is on the south bank of Cibolo Creek at the junction of U.S. Highway 87 and Texas Farm to Market Road 775, about 25 miles east of downtown San Antonio.[4] The population was 1,077 at the 2020 census.[5][6] La Vernia is part of the San Antonio Metropolitan Statistical Area.
The La Vernia area was first inhabited by the Coahuiltecan speaking peoples of Texas and subsequently by nomadic bands of Apache and Comanche who migrated to Texas in the 17th century. One of the earliest land grants made was to Erastus “Deaf” Smith. Smith married Guadalupe Ruiz Durán, a Mexican citizen, who was descended from one of the original Tejano or Spanish Texas families;[7] and as such, received a land grant from the Mexican government on Cibolo Creek, north of present-day La Vernia in 1825. This area remained primarily unsettled by Europeans until 1837, when veterans from the Texas Revolution began to arrive.