Jamaica Beach, TX Mortgage Company
Your go to mortgage company near Jamaica Beach, TX, celebrating its 26th year in business. In order to assure consumers are finding the best Jamaica Beach mortgage rates it’s important to shop around. We encourage Jamaica Beach consumers to compare so they can see on paper how good we really are. It’s common misconception for Jamaica Beach borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Jamaica Beach wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Jamaica Beach, TX and enjoy the savings of a wholesale mortgage.
The Jamaica Beach, TX Mortgage Company with Options
When it comes to Jamaica Beach, TX home loan options we have them all. Every day Jamaica Beach welcomes new home buyers while current residents refinance their homes. Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Jamaica Beach, TX home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Jamaica Beach FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Jamaica Beach, TX home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Jamaica Beach residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Jamaica Beach, TX are standing by and ready to help. Connect with a licensed Jamaica Beach home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near Jamaica Beach, TX
We are the #1 rated mortgage company near Jamaica Beach, TX. Regardless of what a consumer thinks, Jamaica Beach, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Jamaica Beach, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Jamaica Beach, TX can work with all types of credit scores.
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Mortgage Company Benefits in Jamaica Beach, TX
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Jamaica Beach is a city in Galveston County, Texas, United States on Galveston Island. As of the 2010 census, the city’s population was 983.[5] the city is bordered by Galveston to the east and west, the east bay on the north and the Gulf of Mexico to the south.
Prior to its development, Jamaica Beach was a burial ground of the Karankawa people. Johnny Goyen and Earl Galceran of the Jamaica Corporation developed Jamaica Beach as a 2,000-lot resort subdivision in close proximity to a marina.[6] The individuals who were a part of the development effort were Goyen, Galceran, brothers Jack and Welcome Wilson, Bill Sherrill, and Jack Valenti. They acquired an area of 320 acres (130 ha) that was owned by the Moody family. An oil businessperson named R.E. “Bob” Smith decided not to be a partner in the development, but he purchased the Moody land and sold it to the developers. He did not ask for any down payments and he guaranteed a $250,000 bank loan. Initially, the beachfront lots, each 90 feet (27 m), were sold for $3,500 apiece. The “second row” houses sold at a quick pace. As the subsequent rows of houses opened to sale, the sales figures decreased slowly because while wealthy people were easily able to acquire second houses, middle class homebuyers were unable to get a mortgage, and needed to pay for the homebuilding with cash.[7]