Idalou, TX Mortgage Company

Your go to mortgage company near Idalou, TX, celebrating its 26th year in business.  In order to assure consumers are finding the best Idalou mortgage rates it’s important to shop around.  We encourage Idalou consumers to compare so they can see on paper how good we really are.  It’s common misconception for Idalou borrowers to think popular lenders and banks offer a better mortgage.  This couldn’t be further from the truth, always know our Idalou wholesale mortgage rates are lower.  A wholesale rate equals a lower payment, saving thousands over the life of the mortgage.  Work with a local mortgage company near Idalou, TX and enjoy the savings of a wholesale mortgage.

The Idalou, TX Mortgage Company with Options

When it comes to Idalou, TX home loan options we have them all.  Every day Idalou welcomes new home buyers while current residents refinance their homes. Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Idalou, TX home buyer grant to cover the down payment.  Our fair and bruised credit borrowers like the Idalou FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Idalou, TX home you have options.   Rate and term, cash out, and debt consolidation are all common reasons to refinance a home.  When mortgage rates drop consumers refinance to a lower rate to save on their payment.  Some consumers who have adjustable rate mortgage loans refinance into a fixed rate.  Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term.  When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option.  Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever.  Idalou residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Idalou, TX are standing by and ready to help.  Connect with a licensed Idalou home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Company near Idalou, TX

We are the #1 rated mortgage company near Idalou, TX.  Regardless of what a consumer thinks, Idalou, TX Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Idalou, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Idalou, TX can work with all types of credit scores.

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    Mortgage Company Benefits in Idalou, TX

    • No Application Fee
    • Wholesale mortgage rates
    • A+ Rating with the BBB
    • Refinance with Cash Out
    • Grants for New Buyers
    • 5 Star Excellent Rating

    Find a Mortgage Company near Idalou, TX (888)416-0920.

    Idalou is a city in Lubbock County, Texas, United States. It is located 7 miles (11 km) northeast of Lubbock near the intersection of Farm to Market Road 400 and US 62/US 82/SH 114. The population was 2,250 at the 2010 census.[5] It is part of the Lubbock Metropolitan Statistical Area.

    Idalou began as a settlement around a depot on the South Plains and Santa Fe Railway in the early 1910s, and within a few years had a one-room schoolhouse and several businesses. The first post office was opened in 1917, and in 1919, a two-story brick school was built after the original school burned down. Incorporated in 1925 with 538 residents, the town grew to 2,348 residents by 1980 and has remained above 2,000 residents in the years since.

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