Monticello, IL Home Buyer Grant
Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment. When Monticello, IL home buyers need assistance we have options. Conventional and FHA grant programs are available in Monticello, IL. Grants are available for first time buyers and those who have bought in the past. Find out if you are eligible for the grant program by calling the Monticello, IL down payment assistance line (888)416-0920. Down payment assistance experts are standing by and ready to help. Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers across Monticello, IL are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Monticello overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Monticello mortgage guidelines. Our mission is to get you approved for a home buyer grant in Monticello and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to see what you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for your dream home.
- Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists
Our home buyer grant team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with Monticello first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just home buyer grants. Check out consumer USDA options, FHA loans and our Bad credit home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with Down Payment Assistance
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Monticello, IL Grant Benefits
- 580 Credit Score Required
- Grant is completely forgiven – no repayment required!
- Grant can be used for down payment
- Seller Credit of 6% is allowed
- Gift funds are allowed!
- Borrower(s) not required to be First Time Homebuyers.
- Income limit is based on qualifying income used for transaction, not household income.
Find your Home Buyer Grant in Monticello, IL Now (888)416-0920.
Monticello (mon-tee-CHEL-oh) was the primary plantation of Thomas Jefferson, the third President of the United States, who began designing and building Monticello at age 26 after inheriting land from his father. Located just outside Charlottesville, Virginia, in the Piedmont region, the plantation was originally 5,000 acres (20 km2), with Jefferson using slaves for extensive cultivation of tobacco and mixed crops, later shifting from tobacco cultivation to wheat in response to changing markets. Due to its architectural and historic significance, the property has been designated a National Historic Landmark. In 1987 Monticello and the nearby University of Virginia, also designed by Jefferson, were together designated a UNESCO World Heritage Site. The current nickel, a United States coin, features a depiction of Monticello on its reverse side.
Jefferson designed the main house using neoclassical design principles described by Italian Renaissance architect Andrea Palladio and reworking the design through much of his presidency to include design elements popular in late 18th-century Europe and integrating numerous ideas of his own. Situated on the summit of an 850-foot (260 m)-high peak in the Southwest Mountains south of the Rivanna Gap, the name Monticello derives from the Italian for “little mount”. Along a prominent lane adjacent to the house, Mulberry Row, the plantation came to include numerous outbuildings for specialized functions, e.g., a nailery; quarters for domestic slaves; gardens for flowers, produce, and Jefferson’s experiments in plant breeding—along with tobacco fields and mixed crops. Cabins for field slaves were farther from the mansion.