High Springs, FL Home Loan
Hundreds of home buyers across High Springs, FL are ready to buy a home or refinance. Consumers shopping for mortgage rates should always get a minimum of two quotes. Knowing the difference between wholesale mortgage brokers and retail lenders or banks could save you thousands over the life of your High Springs, FL home loan. When it comes to buying, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 High Springs mortgage guidelines. Our mission is to get you approved and into the best home loan High Springs has to offer. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Home Loan Options
When it comes to High Springs, FL home loan options we have them all. Every day High Springs welcomes new home buyers while current residents refinance their homes. Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a grant to cover the down payment. Our fair and bruised credit borrowers like the FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your High Springs, FL home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Consumers are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Home loan experts near High Springs, FL are standing by and ready to help. Connect with a licensed High Springs home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near High Springs, FL
When it comes to High Springs, FL home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, High Springs Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A High Springs, FL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in High Springs can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The High Springs home loan team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with local home buyers and those looking to refinance. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to a better home loan. We got your Back!
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Home Loan Benefits in High Springs, FL
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find your Home Loan near High Springs, FL (888)416-0920.
High Springs is a city in Alachua County, Florida, United States. The population was 5,350 at the 2010 census.[5]
The present-day area of High Springs was first settled on a permanent basis by English-speaking people during the late 1830s. One of the earliest settlements in the vicinity was at Crockett Springs, located about three miles east of present-day High Springs. Settlers who were living there during the 1840s included Fernando Underwood and Marshal Blanton. A discernible town began to develop in the early 1880s after the Savannah, Florida & Western Railway was constructed and several phosphate mines were established. In 1888 the local post office changed its name from Orion to High Springs, and the town was officially incorporated in 1892.[6] The town had a population over 1,500 at the end of the 1890s and was the second largest by population in the county.[7]