Gun Barrel City, TX Home Loan
Hundreds of home buyers across Gun Barrel City, TX are ready to buy a home or refinance. Consumers shopping for mortgage rates should always get a minimum of two quotes. Knowing the difference between wholesale mortgage brokers and retail lenders or banks could save you thousands over the life of your Gun Barrel City home loan. When it comes to buying, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Gun Barrel City mortgage guidelines. Our mission is to get you approved and into the best home loan Gun Barrel City has to offer. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Home Loan Options
When it comes to Gun Barrel City home loan options we have them all. Every day Gun Barrel City welcomes new home buyers while current residents refinance their homes. Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a grant to cover the down payment. Our fair and bruised credit borrowers like the FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Gun Barrel City, TX home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Consumers are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition.
Home loan experts near Gun Barrel City, TX are standing by and ready to help. Connect with a licensed Gun Barrel City home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Gun Barrel City, TX
When it comes to Gun Barrel City, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Gun Barrel City Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Gun Barrel City, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Gun Barrel City can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Gun Barrel City home loan team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with local home buyers and those looking to refinance. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
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Home Loan Benefits in Gun Barrel City, TX
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find your Home Loan near Gun Barrel City, TX (888)416-0920.
Gun Barrel City is a town in Henderson County, Texas, United States. Its population was 6,190 at the 2020 census,[4] up from 5,672 at the 2010 census.
The town began as an unincorporated community known as the “Old Bethel Community” in the 1960s after completion of Cedar Creek Reservoir. It was incorporated in the late 1960s so it could legally sell beer and wine. The town takes its name from a former road, Gun Barrel Lane (which is now State Highway 198), as has as its motto, “We Shoot Straight with You”, and its symbol—a rifle with two crossed antique pistols after having to remove Yosemite Sam as its unofficial mascot on its signs along the road at the town limits. Gun Barrel Lane is rumored to have gotten its name during the 1920s and 1930s when Jesse Daniels frequented the area. It was considered a safe backwoods place during Prohibition when the likes of Clyde Barrow and Bonnie Parker hung out in the area. The road got its name for simply being “straight as a gun barrel” for 2 mi between US Hwy 175 and Texas Hwy 334 to the south. A local resident, Mr. C. L. Wait, lived along the road and was known for sitting at the window of his house with a shotgun sticking out the window. It was his way of deterring those he deemed unwelcome on this back-country road.