Granite Hills, CA Home Loan

Hundreds of home buyers across Granite Hills, CA are ready to buy a home or refinance.  Consumers shopping for mortgage rates should always get a minimum of two quotes.  Knowing the difference between wholesale mortgage brokers and retail lenders or banks could save you thousands over the life of your Granite Hills home loan.  When it comes to buying, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Granite Hills mortgage guidelines. Our mission is to get you approved and into the best home loan Granite Hills has to offer. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

Home Loan Options

When it comes to Granite Hills, California home loan options we have them all.  Every day Granite Hills welcomes new home buyers while current residents refinance their homes.

Home Buyer Options

Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a grant to cover the down payment.  Our fair and bruised credit borrowers like the FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Granite Hills, CA home you have options.  Rate and term, cash out, and debt consolidation are all common reasons to refinance a home.  When mortgage rates drop consumers refinance to a lower rate to save on their payment.  Some consumers who have adjustable rate mortgage loans refinance into a fixed rate.  Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term.  When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option.  Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever.  Consumers are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Home loan experts near Granite Hills, CA are standing by and ready to help.  Connect with a licensed Granite Hills home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Granite Hills, CA

When it comes to Granite Hills, CA home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Granite Hills Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Granite Hills, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Granite Hills can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Granite Hills home loan team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with local home buyers and those looking to refinance.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

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    Home Loan Benefits in Granite Hills, CA

    • No Application Fee
    • Wholesale mortgage rates
    • A+ Rating with the BBB
    • Refinance with Cash Out
    • Grants for New Buyers
    • 5 Star Excellent Rating

    Find your Home Loan near Granite Hills, CA (888)416-0920.

    Granite Hills is a census-designated place in San Diego County, California. The name is also applied to a neighborhood within the city limits of El Cajon in the eastern part of that city. The population of the CDP, which does not include the people living within the city of El Cajon, was 3,035 at the 2010 census, down from 3,246 at the 2000 census.

    According to the USGS, Granite Hills is located at 32°48′11″N 116°54′17″W / 32.80306°N 116.90472°W / 32.80306; -116.90472
    (32.8031070, -116.9047476),[2] which is near intersection of Madison Avenue and Greenfield Drive. The part of Granite Hills within the city of El Cajon consists of a “gerrymandered” corridor, approximately 0.25 miles (0.40 km) wide on the south side of Madison Avenue, roughly through the center of the neighborhood. The rest of the neighborhood is on unincorporated land. According to the United States Census Bureau, the Granite Hills CDP is located at 32°48′15″N 116°54′38″W / 32.80417°N 116.91056°W / 32.80417; -116.91056 (32.804101, -116.910522).[2] This is approximately 0.4 miles (0.64 km) west-northwest of where the USGS places Granite Hills. The CDP comprises most of unincorporated El Cajon east of the San Bernardino Meridian, north of Dehesa Road and has a total area of 2.8 square miles (7.3 km2), all land. Mail sent to all parts of Granite Hills is addressed to El Cajon, California.

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