Floydada, TX Mortgage Company
Your go to mortgage company near Floydada, TX, celebrating its 26th year in business. In order to assure consumers are finding the best Floydada mortgage rates it’s important to shop around. We encourage Floydada consumers to compare so they can see on paper how good we really are. It’s common misconception for Floydada borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Floydada wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Floydada, TX and enjoy the savings of a wholesale mortgage.
The Floydada, TX Mortgage Company with Options
When it comes to Floydada, TX home loan options we have them all. Every day Floydada welcomes new home buyers while current residents refinance their homes. Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Floydada, TX home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Floydada FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Floydada, TX home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Floydada residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Floydada, TX are standing by and ready to help. Connect with a licensed Floydada home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near Floydada, TX
We are the #1 rated mortgage company near Floydada, TX. Regardless of what a consumer thinks, Floydada, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Floydada, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Floydada, TX can work with all types of credit scores.
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Mortgage Company Benefits in Floydada, TX
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Floydada (/flɔɪˈdeɪdə/ floy-DAY-də) is a city in and the county seat of Floyd County, Texas, United States.[5] This rural community lies on the high plains of the Llano Estacado in West Texas and is sometimes referred to as the Pumpkin Capital of Texas.[6] The population was 3,038 at the 2010 census,[7] down from 3,676 at the 2000 census.
According to the Texas State Historical Association, the community of Floydada was originally named “Floyd City”.[8] It was established in 1890 on 640 acres (260 ha) of land donated by James B. and Caroline Price of Jefferson City, Missouri. Floydada won the election as county seat over Della Plain. When a post office opened, the name was changed to “Floydada”. The meaning of the name is disputed. Some claim it was meant to be “Floydalia” but was garbled in transmission to the U.S. Postal Service, while others insist it is a combination of the county’s name and that of James Price’s mother, Ada. A third view is that it was formed from Caroline Price’s parents, Floyd and Ada.