Waukegan, IL First Time Homebuyer
Hundreds of first time homebuyers across Waukegan, IL are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2026 Waukegan mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Waukegan, IL have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2026 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Waukegan, IL and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Waukegan, IL
When it comes to Waukegan, IL home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Waukegan Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Waukegan, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Waukegan can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Waukegan home mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Waukegan, IL
Get Pre-Qualified Now
First Homebuyer Benefits in Waukegan, IL
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Waukegan, IL (888)416-0920.
Waukegan /wɔːˈkiːɡən/ is the largest city in and the county seat of Lake County, Illinois, United States.[7] It is an industrial suburb of the City of Chicago, located 35 miles north of the Loop and 10 miles south of the Wisconsin state border, approximately halfway between Chicago and Milwaukee. As of the 2013 United States Census estimate, the city had a population of 88,826,[3] which makes it the ninth most populous city in Illinois. Waukegan is a predominately working-class community with a sizeable middle-class population.
The site of present-day Waukegan was recorded as Rivière du Vieux Fort (“Old Fort River”) and Wakaygagh on a 1778 map by Thomas Hutchins. By the 1820s, the French name had become “Small Fort River” in English, and the settlement was known as “Little Fort”. The name “Waukegance” and then “Waukegan” (meaning “little fort”; cf. Potawatomi wakaigin “fort” or “fortress”) was created by John H. Kinzie and Solomon Juneau, and the new name was adopted on March 31, 1849.[8][9]