Vernon Hills, IL First Time Homebuyer
Hundreds of first time homebuyers across Vernon Hills, IL are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2025 Vernon Hills mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Vernon Hills, IL have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2025 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Vernon Hills, IL and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Vernon Hills, IL
When it comes to Vernon Hills, IL home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Vernon Hills Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Vernon Hills, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Vernon Hills can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Vernon Hills home mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Vernon Hills, IL
Get Pre-Qualified Now
First Homebuyer Benefits in Vernon Hills, IL
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Vernon Hills, IL (888)416-0920.
Vernon Hills is an affluent suburb north of Chicago, Illinois in Lake County, Illinois, United States. The population was 20,120 at the 2000 census, and 25,113 in 2010. Vernon Hills serves as a retail hub for its surrounding area (Libertyville, Lake Forest, Long Grove, Lincolnshire and Buffalo Grove).
The land that was to become Vernon Hills, founded by Richard Theodore Freese, Ron Freese, and Jim Carswell, began with the establishment of a 200-acre (0.81 km2) farm in 1851. Use of the land remained relatively static until the 1950s, when part of it was purchased for a residential community and golf course; the development was the first use of the name “Vernon Hills.” On June 16, 1958, the village officially incorporated with 123 residents and 125 houses in a single subdivision built by Quinn Hogan and Barney Loeb.[3] During these times, the village and police department were run from a local motel until 1971 when village trustees bought two portable buildings.[3] It saw steady but slow growth until the annexing of a plot of land near the corner of IL-60 and IL-21 in 1971, which led to the building of 1,200,000-square-foot (110,000 m2) Hawthorn Center. By 1980, the village’s population had grown to almost 10,000 residents, and by 2000, it had surpassed 20,000.