Troy, TN First Time Homebuyer

Hundreds of first time homebuyers across Troy, TN are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2023 Troy mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Troy, TN have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2023 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Troy, TN and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Troy, TN

When it comes to Troy, TN home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Troy Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Troy, TN Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Troy can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Troy home mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Troy, TN
Get Pre-Qualified Now

    First Homebuyer Benefits in Troy, TN

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Troy, TN (888)416-0920.

    Troy (Greek: Τροία) or Ilion (Greek: Ίλιον) was an ancient city located at Hisarlik in present-day Turkey, 30 kilometres (19 mi) south-west of Çanakkale. It is known as the setting for the Greek myth of the Trojan War.

    In Ancient Greek literature, Troy is portrayed as a powerful kingdom of the Heroic Age, a mythic era when monsters roamed the earth and gods interacted directly with humans. The city was said to have ruled the Troad until the Trojan War led to its complete destruction at the hands of the Greeks. The story of its destruction was one of the cornerstones of Greek mythology and literature, featuring prominently in the Iliad and the Odyssey, and referenced numerous other poems and plays. Its legacy played a large role in Greek society, with many prominent families claiming descent from those who had fought there. In the Archaic era, a new city was built at the site where legendary Troy was believed to have stood. In the Classical era, this city became a tourist destination, where visitors would leave offerings to the legendary heroes.