Troy, IN First Time Homebuyer

Hundreds of first time homebuyers across Troy, IN are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Troy mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Troy, IN have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Troy, IN and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Troy, IN

When it comes to Troy, IN home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Troy Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Troy, IN Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Troy can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Troy home mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Troy, IN
Get Pre-Qualified Now

    First Homebuyer Benefits in Troy, IN

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Troy, IN (888)416-0920.

    Troy (Ancient Greek: Τροία, Troía, Ἴλιον, Ílion or Ἴλιος, Ílios; Latin: Troia and Ilium;[note 1] Hittite: 𒌷𒃾𒇻𒊭 Wilusa or 𒋫𒊒𒄿𒊭 Truwisa;[3][4] Turkish: Truva or Troya) was a city in the northwest of Asia Minor (modern Turkey), southwest of the Çanakkale Strait, south of the mouth of the Dardanelles and northwest of Mount Ida.[note 2] The location in the present day is the hill of Hisarlik and its immediate vicinity. In modern scholarly nomenclature, the Ridge of Troy (including Hisarlik) borders the Plain of Troy, flat agricultural land, which conducts the lower Scamander River to the strait. Troy was the setting of the Trojan War described in the Greek Epic Cycle, in particular in the Iliad, one of the two epic poems attributed to Homer. Metrical evidence from the Iliad and the Odyssey suggests that the name Ἴλιον (Ilion) formerly began with a digamma: Ϝίλιον (Wilion);[note 3] this is also supported by the Hittite name for what is thought to be the same city, Wilusa. According to archaeologist Manfred Korfmann, Troy’s location near the Aegean Sea, as well as the Sea of Marmara and the Black Sea, made it a hub for military activities and trade, and the chief site of a culture that Korfmann calls the “Maritime Troja Culture”, which extended over the region between these seas.[5]

    The city was destroyed at the end of the Bronze Age – a phase that is generally believed to represent the end of the Trojan War – and was abandoned or near-abandoned during the subsequent Dark Age. After this, the site acquired a new, Greek-speaking population, and the city became, along with the rest of Anatolia, a part of the Persian Empire. The Troad was then conquered by Alexander the Great, an admirer of Achilles, who he believed had the same type of glorious (but short-lived) destiny. After the Roman conquest of this now Hellenistic Greek-speaking world, a new capital called Ilium (from Greek: Ἴλιον, Ilion) was founded on the site in the reign of the Roman Emperor Augustus. It flourished until the establishment of Constantinople, became a bishopric, was abandoned, repopulated for a few centuries in the Byzantine era, before being abandoned again (although it has remained a titular see of the Catholic Church).

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