South Padre Island, TX First Time Homebuyer
Hundreds of first time homebuyers across South Padre Island, TX are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 South Padre Island mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in South Padre Island, TX have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near South Padre Island, TX and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near South Padre Island, TX
When it comes to South Padre Island, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, South Padre Island Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.
A South Padre Island, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in South Padre Island can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The South Padre Island home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers South Padre Island, TX
Get Pre-Qualified Now
First Homebuyer Benefits in South Padre Island, TX
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near South Padre Island, TX (888)416-0920.
South Padre Island is a barrier island in the U.S. state of Texas. It is located in Cameron County and in Willacy County. South Padre Island was formed when the creation of the Port Mansfield Channel split Padre Island in two. The resort city of South Padre Island, a popular vacation destination, is located on the island.
Before the arrival of European settlers in North America, the island was inhabited by native tribes. Western settlement is considered to have been started by Padre Jose Nicolas Balli, who set up a cattle ranch early in the 19th century. He and his family were driven out by the Mexican–American War and were unable to return because of the American Civil War.