Sour Lake, TX First Time Homebuyer

Hundreds of first time homebuyers across Sour Lake, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2023 Sour Lake mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Sour Lake, TX have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2023 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Sour Lake, TX and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Sour Lake, TX

When it comes to Sour Lake, TX home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Sour Lake Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.

A Sour Lake, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Sour Lake can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Sour Lake home mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Sour Lake, TX
Get Pre-Qualified Now

    First Homebuyer Benefits in Sour Lake, TX

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Sour Lake, TX (888)416-0920.

    Sour Lake is a city in Hardin County, Texas, United States. The population was 1,773 at the 2020 census.[5] It was originally named “Sour Lake Springs”, after the sulphurous spring water that flowed into the nearby lake.[6] The city is part of the Beaumont–Port Arthur Metropolitan Statistical Area. Sour Lake is the oldest surviving town in Hardin County.[6] It is called by some the “Gateway to the Big Thicket”.[citation needed]

    Sour Lake was first settled around 1835 when the Mexican state of Coahuila y Tejas granted Stephen Jackson one league of land covering 4,428 acres (17.92 km2) by land grant.[6] Sam Houston visited Sour Lake in his later years.[6] The town is home to one of the biggest sinkholes in Texas.[citation needed]