Smyer, TX First Time Homebuyer
Hundreds of first time homebuyers across Smyer, TX are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Smyer mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Smyer, TX have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Smyer, TX and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Smyer, TX
When it comes to Smyer, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Smyer Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.
A Smyer, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Smyer can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Smyer home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Smyer, TX
Get Pre-Qualified Now
First Homebuyer Benefits in Smyer, TX
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Smyer, TX (888)416-0920.
Smyer is a town in Hockley County, Texas, United States. It was founded in 1917 and platted official in 1925. The population was 474 at the 2010 census.[4]
In 1902, Isaac L. Ellwood acquired 262,000 acres (1,060 km2) in Hockley and Lamb Counties and formed the Spade Ranch.[5] The ranch, located deep within the heart of the Llano Estacado, was 10 mi (16 km) wide by 54 mi (87 km) long. The ranch’s main headquarters were located in southeastern Lamb County, and the south pasture operations were headed up in eastern Hockley County, near present-day Smyer. The town of Smyer was founded in 1917, when William L. Ellwood began selling portions of the Spade Ranch to farmers. The town was platted in 1925 and named after Clinton E. Smyer, a Santa Fe Railroad division superintendent.[5] Clinton E. Smyer managed the school of Smyer and planned on building a high school in later 1936, but soon left other plans to future employees and persons. The school has been modded after some time to assure it’s stability