Shaver Lake, CA First Time Homebuyer

Hundreds of first time homebuyers across Shaver Lake, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Shaver Lake mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Shaver Lake, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Shaver Lake, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Shaver Lake, CA

When it comes to Shaver Lake, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Shaver Lake Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Shaver Lake, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Shaver Lake can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Shaver Lake home mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Shaver Lake, CA
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    First Homebuyer Benefits in Shaver Lake, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Shaver Lake, CA (888)416-0920.

    Shaver Lake is an artificial lake on Stevenson Creek, in the Sierra National Forest of Fresno County, California. At elevation 5,500 ft (1,700 m), several smaller streams also flow into the lake, and it receives water from the tunnels of Southern California Edison’s Big Creek Hydroelectric Project.[2] The town Shaver Lake is located on its south-west shore.

    In 1917 Southern California Edison purchased the lake which had been owned by the Fresno Flume and Lumber Company for transporting lumber down to the San Joaquin Valley.[3] The lake was formed with the construction of Shaver Lake Dam, which was built by Southern California Edison and completed in 1927. The 180-foot dam was built in 50-foot (15-m) blocks, with a keyway to hold it in place and a 75-centimeter (30-inch) copper sheet to make it watertight. Its capacity is 135,283 acre⋅ft (166,869 dam3). Some water from the lake is discharged into Stevenson Creek for fish and other wildlife, but the rest is diverted to Big Creek, where it powers several hydroelectric plants in succession.

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