Rio Linda, CA First Time Homebuyer
Hundreds of first time homebuyers across Rio Linda, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Rio Linda mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Rio Linda, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Rio Linda, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Rio Linda, CA
When it comes to Rio Linda, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Rio Linda Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Rio Linda, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Rio Linda can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Rio Linda home mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Rio Linda, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Rio Linda, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Rio Linda, CA (888)416-0920.
Rio Linda (Spanish: Río Linda, meaning “Pretty River”) is a census-designated place (CDP) in Sacramento County, California. It is part of the Sacramento metropolitan area. As of the 2010 census, the CDP population was 15,106, up from 10,466 at the time of the 2000 census.
The Rio Linda/Elverta community is located on part of the Rancho Del Paso Mexican land grant of 1844. In 1910, a Fruit Land Company of Minneapolis acquired 12,000 acres (49 km2) of the Grant and in 1912 the area was subdivided. Renamed Rio Linda in 1913, it was known as ‘Dry Creek Station’, a flag stop for the Northern Electric Railroad, renamed the Sacramento Northern Railway after joining the San Francisco–Sacramento system to improve service the Sacramento Valley. Two families settled in Rio Linda by 1912, three more arrived in 1913, and nine more in 1914. By 1918, approximately fifty families in the community, mostly of Scandinavian and German descent. By 1920, poultry farming had proved to be feasible in the area which was advertised throughout several Eastern states during the 1920s. the Sacramento Northern Railway stopped commuter services in 1940 redirecting focus to freight in the wake of World War II. An association was formed between Rio Linda and Elverta in 1942 as the area became more well known for its excellent poultry production.[2] Steady growth throughout the second half of the 1900s aided by its proximity to the Sacramento metropolitan area and an urban exodus known as white flight from the early-1950s to the mid-1960s.[3]