Prunedale, CA First Time Homebuyer
Hundreds of first time homebuyers across Prunedale, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Prunedale mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Prunedale, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Prunedale, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Prunedale, CA
When it comes to Prunedale, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Prunedale Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Prunedale, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Prunedale can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Prunedale home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Prunedale, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Prunedale, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Prunedale, CA (888)416-0920.
Prunedale is a census-designated place in Monterey County, California. Prunedale is located 8 miles (13 km) north of Salinas,[5] at an elevation of 92 feet (28 m).[4] The population was 17,560 residents at the time of the 2010 census, up from 16,432 at the 2000 census. Plum trees were grown in Prunedale in the early days of its founding but the trees died soon after due to poor irrigation and fertilizer.[6][7]
One of the area’s earliest settlers was Charles Langley, a Watsonville banker, who also operated the Prunedale post office.[8] The Prunedale post office opened in 1894, closed in 1908, and re-opened in 1953.[5] Langley helped establish the Watsonville post office mail service in Prunedale.[8] Langley Canyon Road in Prunedale is named after the Langley family. It was around the time of Prunedale’s founding that the plum orchard failed due to a lack of irrigation and fertilizer, yet the name Prunedale was retained. The unincorporated area maintains a rural feel in most areas.[8]