Point Arena, CA First Time Homebuyer
Hundreds of first time homebuyers across Point Arena, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Point Arena mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Point Arena, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Point Arena, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Point Arena, CA
When it comes to Point Arena, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Point Arena Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Point Arena, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Point Arena can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Point Arena home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Point Arena, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Point Arena, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Point Arena, CA (888)416-0920.
Point Arena, formerly known as Punta Arena (Spanish for “Point Sand”)[3] is a small coastal city in Mendocino County, California, United States. Point Arena is located 32 miles (51 km) west of Hopland,[5] at an elevation of 118 feet (36 m).[3] The population was 460 at the 2020 census,[4] making it one of the smallest incorporated cities in the state.
Its main street is part of State Route 1, California’s coastal artery. Along with a number of other Mendocino County coastal communities, Point Arena was associated with the hippie and subsequent counterculture groups. The economy is largely geared toward serving the summertime tourist industry. The city is near the headquarters of the tribal lands of the Manchester Band of Pomo Indians of the Manchester Rancheria and adjacent to the recently formed Point Arena-Stornetta Public Lands National Monument. Hiking trails with coastal prairie and ocean views can be accessed from Point Arena City Hall. At Arena Cove Historic District and pier, huge oceanfront bluffs show the power of the interface of tectonic plates.