Pecan Gap, TX First Time Homebuyer
Hundreds of first time homebuyers across Pecan Gap, TX are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Pecan Gap mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Pecan Gap, TX have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Pecan Gap, TX and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Pecan Gap, TX
When it comes to Pecan Gap, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Pecan Gap Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.
A Pecan Gap, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Pecan Gap can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Pecan Gap home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Pecan Gap, TX
Get Pre-Qualified Now
First Homebuyer Benefits in Pecan Gap, TX
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Pecan Gap, TX (888)416-0920.
Pecan Gap is a city in Delta and Fannin counties within the U.S. state of Texas. It is sometimes informally referred to as “The Gap” by area residents. The population was 178 at the time of the 2020 census.[6] It is named for the gap between two pecan trees, but unfortunately one of the two pecan trees was destroyed by a tornado in 1963.
The first inhabitants of the area that is now Pecan Gap were the Caddo people, who settled large portions of eastern Texas as early as 800 CE. The Caddo were highly advanced, living in large wooden structures, and were skilled farmers.[7] The first European to visit the area was French explorer François Hervey, around 1750. A few decades afterwards, European disease and attacks from neighboring tribes as well as attacks from European settlers forced the Caddo out of the area around Pecan Gap. Around 1820, Delaware, Quapaw, and Seminole tribes began settling in the area. In 1836, the Republic of Texas officially recognized the region around Pecan Gap as part of Red River County. In 1840, Lamar County was formed, which absorbed much of the area just south of Pecan Gap. However, just six years later, the region was designated as part of the newly formed Hopkins County. In 1870 Delta County was created. As Pecan Gap grew it expanded west into Fannin County.[8]