Palo Cedro, CA First Time Homebuyer
Hundreds of first time homebuyers across Palo Cedro, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Palo Cedro mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Palo Cedro, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Palo Cedro, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Palo Cedro, CA
When it comes to Palo Cedro, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Palo Cedro Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Palo Cedro, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Palo Cedro can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Palo Cedro home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Palo Cedro, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Palo Cedro, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Palo Cedro, CA (888)416-0920.
Palo Cedro (Spanish for “Cedar Wood”) is a census-designated place (CDP) in Shasta County, California, United States. It is 8 miles (13 km) east of Redding, California. Its population is 2,931 as of the 2020 census, up from 1,269 from the 2010 census.
Originally, indigenous Native Americans lived in Northern California, including what is now Shasta County, prior to European American settlement. European American exploration of inland California started in 1769 and continued on into the 19th Century. Cow Creek, a Sacramento River tributary that runs south through Palo Cedro, was a conduit for entrance into the Sacramento Valley by Hudson Bay Fur Company trappers including Alexander McLeod (1829) and John Work (1832). The town is named after cedarwood trees originally indigenous to the area in the 19th Century.